Most expats view health insurance as essential when relocating to Thailand.
Some people who move to Thailand from countries where there is a national medical system can be perplexed about the expenses, requirements, and procedures for medical treatment, as well as which facilities to visit and which are the best suggestions.
We give you unbiased information and support to aid you in this process.
If you live in Chiang Mai, Phuket, Pattaya, Bangkok, Khon Kaen, or elsewhere in larger Thailand, Tigon Consultancy specializes in offering local and international health plans for individuals, families, SME’s, or company group schemes from reputable firms.
Everybody can find a plan and a budget that works for them.
Self-insurance is preferred by certain people. This path is not without risk, especially when expensive and severe medical treatments are required. Certain treatments might not be performed until a sizable deposit has been made to the appropriate hospital. This could have a negative impact on one’s safety net and savings.
The premiums we estimate are the same as paying the concerned Insurance company directly.We offer unbiased and unbiased proposals so you can choose the medical plan that best suits your needs.
There are two options available: having an In-Patient alone cover or having it combined with an Out-patient insurance.
What is the distinction?
In-Patient refers to someone who is admitted for at least one night’s worth of medical treatment.
When you go to the emergency room for an accident and leave the same day, you are considered an out-patient.
Remember that unless they are connected to an in-patient admission, MRI scans, X-rays, and blood tests are viewed as out-patient expenses.
Due of the cheap rates they encounter in Thailand, the majority of expats choose to pay for their outpatient charges.
Upon request, a list of the major hospitals in Bangkok, Pattaya, Chiang Mai, Khon Kaen, and other regions of Thailand and its neighbors is provided. According to the different insurance carriers, this list will change.
It doesn’t matter if you are 25 or 73 years old, self-employed, retired, or working in Thailand, Cambodia, Laos, or Myanmar—you may still get peace of mind by getting international medical insurance.
In Thailand, anyone can get medical insurance without a work visa.
The majority of insurance providers base their prices on a typical 5-year band. If you move between age bands, you may experience an annual rise. The rates rise as one ages, although this can be countered by a high deductible and, if the firm offers it, a no-claims bonus.
We will recommend the medical policy that best suits your needs and budget while also addressing your worries.
The underwriters of the individual Insurance companies will evaluate pre-existing medical issues on a case-by-case basis. Any present or past medical issues should preferably be disclosed. Failure to do so could lead to the cancellation of your insurance or, worse still, the insurance company denying payment for your medical operation.
Most insurance providers ask for your medical history going back a certain amount of time. Consult our broker if you have any questions about this.
Due to work assignments, there are portable health insurance policies that offer global coverage if you frequently move between nations. This eliminates the hassle of having to reapply every time you settle down or relocate to a new country and having your prior medical issues disqualified while yet having access to professional, high-quality international medical care.
The policy might still be in effect if you go back to your country of citizenship in the future. Rates vary according to the USA and Canada.
Should this be a possibility, kindly ask our consultant.
Individual and family plans
We may offer a variety of packages through our featured Insurance company providers, ranging from a basic Emergency and Inpatient only Plan to full comprehensive Medical protection. Our recommendations will be tailored to your needs and will generally address all medical emergencies and scenarios.
Effective in terms of cost The group of expatriate retirees frequently asks for In-Patient Only coverage. Both significant medical issues and emergencies are covered by these insurance.
It is not in your best interest to switch insurance providers as you age because the premiums will increase. Due to this, your prior medical procedures could not be covered by the new coverage. We’ll match the Insurance Company for you based on your age, circumstances, and needs.
With an In & Out-Patient Coverage Coverage of 5 Million Baht Per Year:
Age: starting prices for premiums are:
thirty years… 35,000 baht
50 yrs .……………… 55,000 baht
With a US$1.5 million annual cover, In & Out-Patient cover:
Age: starting prices for premiums are:
30 yrs. ……………….. $ 1,900.00
50 yrs ……………….. $ 2,400.00.
The levels of coverage and premiums vary from business to company and depending on the location covered.
Plans with lower costs are offered upon request!
□ For a more customized proposal, only click here to contact our consultant via our contact page.
Group or company medical plans:
Group health insurance plans are increasingly important for keeping your top employees on board and luring new recruits to your business. Making sure your employees are happy and healthy is crucial to the development and growth of your business.
As employees become more aware of the value of having adequate healthcare insurance for their needs and possibly those of their dependents, the days of employers offering simple and inexpensive options are quickly becoming a thing of the past.
Depending on the needs of your business, group schemes can be customized to offer different levels of coverage and possibilities for staff members.
There must be at least five permanent employees in the Company Group program.
Low premiums are a benefit of a workplace group plan. This will change depending on how many employees are covered and have MHD (Medical History Disregard).
People with pre-existing medical issues will be covered by MHD. The employing organization must meet certain requirements in order to receive this additional benefit coverage.
The Group Scheme frequently includes the family members of the Group Members.
Special pricing are available for group plans with 50 or more participants.
If you already have a group scheme in place but it needs to be reviewed and maybe changed, we would be happy to help.
To contact our consultant and to get a more thorough and customized proposal, only click here.
